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Lending and Financial Services


South Temiskaming Community Futures is a federally funded not-for-profit economic development agency providing financial assistance in the form of  flexible loans and loan guarantees to area businesses that contribute to the creation and / or maintenance of long-term employment in South Temiskaming.


All information provided as part of the financial assistance application process is strictly confidential. There is no obligation to apply for a loan and our consultation services are free.

To be eligible for a loan, you must plan to locate, start or expand a business within the boundaries of the South Temiskaming CFDC.

Click here to see the region we cover.

Call us at 705-672-3021 or drop by our office at 467 Ferguson Avenue in downtown Haileybury.

Application Process

Complete applications along with an original signature must be submitted. If you have any questions regarding the nature of the information to consider your small business loan request, please contact our Business Loans Officer. We will review your application and contact you to set up a meeting to discuss the different financing products we offer and the application process.


Community Futures Development Corporations often work in partnership with other lenders – from commercial banks, credit unions and the BDC. The BDC has put together a helpful guide on preparing a successful loan application. Read the guide here.

Small Business Loan Products

Term Loans

The South Temiskaming CFDC provides term loans to qualified applications. We offer competitive interest rates and varying amortization periods. We provide loans for Business Start-up, Business Expansion, Business Stabilization, Asset Purchases, and Working Capital Requirements.

STCFDC: Maximum of 300,000 / Varying terms / Regular Interest Rates

NEOIP: Maximum of $750,000 / Varying terms / Regular Interest Rates

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